Real Disposable Personal Income

Real Disposable Personal Income, Percent change from year ago, quarterly data

http://research.stlouisfed.org/publications/net/page12.pdf

 ...real income, savings & consumption:

http://research.stlouisfed.org/publications/net/page13.pdf


Yet the Banks are doing just fine....

 Banks report record earnings of $40.3 billion in the first quarter - The Washington Post

Profits at the nation’s banks topped $40.3 billion in the first three months of the year, the largest quarterly total on record and evidence of the industry’s robust recovery, the Federal Deposit Insurance Corp. said Wednesday.
The record earnings underscore the trend of borrowers keeping up with their loan payments, allowing banks to move more money out of rainy-day funds. Banks have tapped these reserves to boost profits as low interest rates have made it difficult for them to make money on loans. Funds set aside to cover losses on troubled loans, or loan-loss provisions, dropped 23 percent from a year ago to $11 billion, the lowest level since the first quarter of 2007. At the same time, lenders charged off $16 billion in debt they could not collect, down 27.7 percent from a year earlier.

 Get to work Serfs...