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Tuesday, April 09, 2013

2013 Medicare Premiums, Coinsurance and Deductibles | Mason Law, PC

 2013 Medicare Premiums, Coinsurance and Deductibles | Mason Law, PC

Here are other Medicare figures:
Part B premium: $104.90
Part B deductible: $147
Part A deductible: $1,184 for hospital stays during initial 60 days
Co-payment for hospital stay days 61-90: $296/day
Co-payment for hospital stay days 91-150: $592/day
Patient responsible for ALL Part A costs beyond day 150 (thus the importance of a good Medicare supplemental policy)
Skilled nursing facility co-payment, days 21-100: $148/day for days 21-100

Because most people have 40 or more quarters of covered employment, they do not pay Medicare Part A premiums. Other people may “buy-in” to Medicare Part A – the most commonly effected individuals are those with disabilities who do not have a significant work history. The buy-in rates for Part A are up to $441 per month (a $10 drop from 2012).

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