Interest Rates, Savings Rates and Their Impact on the Economy

http://viableopposition.blogspot.ca/2013/09/interest-rates-savings-rates-and-their.html

Low risk investors, particularly in the United States, are well aware of the ultra-low interest rate environment in which we are currently living.  These low interest rates have had a profound impact on investment income from CDs in the United States, GICs in Canada and government bonds in both countries.  In this posting, I'll look at a handful of charts from the St. Louis Federal Reserve FRED database that gives us a graphical look at how bad the situation has become for savers.

First, let's look at the yield on five year Treasuries for the past 50 years: