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Thursday, September 06, 2018

Your amazon store card is probably scamming you

https://www.reddit.com/r/personalfinance/comments/9dcwnn/your_amazon_store_card_is_probably_scamming_you/

I noticed a weird charge in my statement that pays my amazon store credit card off. It’s listed as security 5. I didn’t know what it was but the amount kept going up as my card balance went up.
Called the number and the guy answered then danced around what the name of the company was and what they were charging me for. Eventually he slipped the word synchrony and that dinged in my head the bank that issues the amazon card. So i googled (all this while still trying to get this guy to tell me what this charge was for) and found that it’s an automatic form of insurance that you are put on when you open the card. It’s 1.66% of your balance monthly and you have to opt out by responding to a single piece of paper mail that gets sent sometime when you open the card.
Now im getting frustrated that this guy isn’t saying what the hell his company does when he just changes gear and says the full balance will be returned and the service stopped.

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