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Wednesday, July 11, 2012

More TARP Returns for Treasury | Daniel Gross - Yahoo! Finance

More TARP Returns for Treasury | Daniel Gross - Yahoo! Finance

The central component of the TARP was the Capital Purchase Program (CPP), under which the U.S. Treasury purchased preferred shares in hundreds of banks and received warrants in return. Banks started to return the capital in June 2009, with the largest institutions repaying first. Counting the extra assistance given to Citigroup (C) and Bank of America (BAC), CPP recipients took $242.9 billion in funds. Banks have returned $230.71 billion of that total. Add in dividends ($14.69 billion), gains on the sale of Citigroup common stock ($6.85 billion) and funds received from the sale of warrants ($9.08 billion) and the CPP has turned a "profit" thus far of about $18.4 billion. (Here's the most recent TARP summary.)
Cash continues to return to Treasury through a variety of means. Some banks repurchase the preferred shares that Treasury bought in 2008 and 2009. Treasury sells warrants it owns in companies into the market. And in a relatively new wrinkle, Treasury, having given up hope that companies would buy back their own shares, has simply auctioned stakes in banks to the public -- often at a discount. In the last week of June and the first week of July, we saw examples of all three. A series of transactions involving a dozen banks yielded more than $351 million for taxpayers.

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