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Tuesday, July 03, 2012

Report: Investors buy nearly half of Oakland's foreclosed homes - The Bay Citizen

Report: Investors buy nearly half of Oakland's foreclosed homes - The Bay Citizen


“We have investors who are eating up our neighborhoods for their profits,” said Desley Brooks, an Oakland city councilwoman.
In an interview, Brooks argued that families that would want to buy the foreclosed properties with conventional financing are being squeezed out by investors who can afford to pay cash. Real estate investors are “taking away the notion of buying into the American Dream,” she said.
In neighborhoods hit hard by the housing crisis, it would be cheaper for many families to buy a foreclosed home than rent an apartment. The average price of a house in those neighborhoods is less than $150,000. Monthly payments on most 30-year mortgages at that price are usually less than $1,000, while rents on many West Oakland properties approach and exceed $2,000.
But banks have been reluctant to sell to buyers who purchase with loans, preferring the ease and speed of a cash transaction.

This portends of something that is not good.

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