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Wednesday, September 12, 2012

FDIC: 10 million households have no bank account - MarketWatch

FDIC: 10 million households have no bank account - MarketWatch

More than a quarter of American households lack access to full banking services or have no bank account while nearly 10 million U.S. households have no checking or savings accounts at all, according to a Federal Deposit Insurance Corp. survey released Wednesday. The FDIC said one in five U.S. households, or 24 million households, with 51 million adults, are considered "underbanked" because they use problematic alternative services such as payday loans or overdraft programs. These services provide quick cash but carry high fees or triple-digit interest rates. About 17 million adults live in households with no bank account

10 million smart individuals as far as I am concerned.

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