http://mandelman.ml-implode.com/2013/12/borrowers-facing-foreclosure-should-be-dancing-in-the-streets-over-x-and-z-and-heres-why/
Whatever the reason behind servicer silence pertaining to the new TILA
and RESPA rules, the fact remains that they're going to wake up New
Years Day knowing that a very bad year is very likely ahead. Obviously,
to cover all of the new rules in their entirety would mean too many
pages in one article... even for one of my articles... so here are some
highlights...''
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