It only takes a few moments to share an article, but the person on the other end who reads it might have his life changed forever.

Friday, December 20, 2013

Longevity Risk Transfers - The Next Financial Crisis?

http://viableopposition.blogspot.ca/2013/12/longevity-risk-transfers-next-financial.html

At the end of 2011, there were about $20 trillion worth of private pension assets globally with about 65 percent of them being defined benefit, a type of pension plan that is proving to be quite worrisome given the large pool of retirees who are planning to live to be 100 years of age looming in most developed nations.   From a financial perspective, the total risk associated with each additional year of life adds between three and four percent to the present value of liabilities of a defined benefit pension plan.  With the total global amount of annuity and pension-related longevity risk ranging from $15 trillion to $25 trillion, a one year increase in longevity will cost pension plans an additional $450 billion to $1 trillion, a huge risk.

No comments:

Post a Comment