http://www.counterpunch.org/2015/10/22/killing-off-community-banks-intended-consequence-of-dodd-frank/
Today there are 1,524 fewer banks with assets under $1 billion than
there were in June 2010, before the Dodd-Frank regulations were signed
into law... [Per Rep. Jeb Hensarling,] The Dodd-Frank architecture,
first of all, has made us less financially stable. Since the passage of
Dodd-Frank, the big banks are bigger and the small banks are fewer. But
because Washington can control a handful of big established firms much
easier than many small and zealous competitors, this is likely an
intended consequence of the Act. Dodd-Frank concentrates greater assets
in fewer institutions. It codifies into law `Too Big to Fail'
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