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Friday, March 25, 2016

New Research on Mid-2000s Housing: Yes, Bubbles Exist

http://www.bloombergview.com/articles/2016-03-24/inflating-asset-bubbles-spread-like-a-zombie-virus

What were [people] doing [in the 2000s housing bubble]? One possible answer is herd behavior. Economists have studied herding in financial markets, but their theories are generally unwieldy and their results -- until now -- have been inconclusive. Psychological effects, such as greed, or FOMO -- fear of missing out -- are other possibilities. These kinds of effects are regularly cited by financial market participants, but are rarely used in academic finance theory.
... The lesson appears clear: Bubbles exist. Investors aren't just rational, patient, well-informed, emotionless calculators of risk and return. Now the job is to figure out what really makes them tick.

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