http://www.bloomberg.com/news/articles/2016-04-22/boj-officials-said-to-eye-possible-negative-rate-on-loan-program
Having adopted a negative interest rate on some excess reserves to
penalize financial institutions for leaving money idle, the Bank of
Japan may consider helping them lend by offering a negative rate on some
loans, according to people familiar with talks at the BOJ.
Such a discussion could happen in conjunction with any decision to make a deeper cut to the current negative rate
on reserves, said the people, who asked not to be named as the matter
is private. The BOJ’s Stimulating Bank Lending Facility, which now
offers loans at zero percent interest, would be the most likely vehicle
for this option, they said
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