https://www.americaneconomydaily.com/p/manuald-04-28-to-05-04?utm_medium=email
In 2019, three of the largest US regional banks successfully lobbied regulators to ease their capital requirements by excluding paper losses on their investment portfolios. They claimed that doing so would allow them to increase lending and better manage interest rate risk. However, a recent analysis shows that lending at these banks, PNC, US Bank, and Capital One, as well as lenders they have since acquired, rose more slowly than at rivals.
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